Articles & guides
What we would tell a friend, written down. Real numbers with their sources, updated when the numbers change, and a straight answer in the first paragraph so you do not have to scroll for it.
Plot Purchase Document Checklist: What to Verify Before Buying Land
Verify plot title, revenue records, layout approval, land use, access, boundaries, acquisition risk, dues and sale documents before paying.
27 Sep 2026 · 2 min read
Home Loan EMI vs Income: How Much EMI Is Safe?
Use total debt, take-home income, essential costs and a rate stress test to decide an affordable home-loan EMI.
27 Sep 2026 · 2 min read
REIT vs Physical Property: Which Real Estate Investment Fits You?
Compare capital, liquidity, control, diversification, costs and risks before choosing listed REIT units or direct property.
27 Sep 2026 · 2 min read
SM REITs in India: How They Work, Benefits and Risks
Understand SEBI-regulated SM REIT schemes, how they differ from generic fractional ownership, and the checks investors should perform.
27 Sep 2026 · 2 min read
Jewar Airport Property in 2026: Opportunities, Risks and Legal Checks
Noida International Airport is operational, but every nearby plot is not equal. Verify title, YEIDA land use, acquisition, access and pricing.
27 Sep 2026 · 2 min read
Index Fund vs Active Mutual Fund: A Practical India Guide
An index fund tracks a stated benchmark; an active fund lets a manager select securities to beat or manage risk relative to a benchmark. Cost, trackin…
26 Sep 2026 · 2 min read
CAGR vs XIRR: Meaning, Formula and Examples
CAGR measures the annualised growth between one beginning value and one ending value. XIRR measures an annualised return when cash flows occur on diff…
26 Sep 2026 · 2 min read
Should You Stop SIP When the Market Falls?
A market fall alone is usually not a sound reason to stop a goal-linked SIP. Continue if the goal, horizon, emergency reserve and scheme suitability r…
26 Sep 2026 · 2 min read
How Many Mutual Funds Should You Have?
Most investors need only a few non-overlapping funds—often 2–5 across all goals—but there is no regulatory or universal ideal. Count distinct portfoli…
26 Sep 2026 · 2 min read